Insurance Licensing PA-Title-Insurance-Agent : Pennsylvania Producers Examination for Title Insurance Series 16-10

  • Exam Code: PA-Title-Insurance-Agent
  • Exam Name: Pennsylvania Producers Examination for Title Insurance Series 16-10
  • Updated: Aug 16, 2026
  • Q & A: 67 Questions and Answers

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

SectionObjectives
Ethics and Professional Conduct- Fiduciary Responsibilities
  • 1. Consumer protection standards
    • 2. Duties of insurance producers
      Insurance Industry Overview- Fundamentals of Insurance Principles
      • 1. Insurance contract basics
        • 2. Risk concepts and types of risk
          - Regulatory Framework
          • 1. Licensing requirements and compliance
            • 2. State insurance regulations (Pennsylvania)
              Title Insurance Principles- Title Search and Examination
              • 1. Chain of title
                • 2. Public records and title defects
                  - Title Insurance Policies
                  • 1. Covered risks and exclusions
                    • 2. Owner vs lender policies
                      Real Estate and Settlement Procedures- Legal Concepts
                      • 1. Deeds and conveyancing
                        • 2. Liens and encumbrances
                          - Closing Process
                          • 1. Settlement statements (HUD-1 / Closing Disclosure)
                            • 2. Escrow handling

                              Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

                              1. Which of the following is NOT effective with a Quit Claim Deed?

                              A) Warranty of title.
                              B) Remove clouds on title.
                              C) Conveyance of title interest.
                              D) Stops grantor from asserting rights.


                              2. The commissioner may refuse to issue a license if the applicant

                              A) provided incorrect information on licensing application.
                              B) has allowed an insurance license to lapse.
                              C) is not a resident of Pennsylvania.
                              D) is 20-years of age.


                              3. Coverage under a loan policy remains effective

                              A) until the secured debt is satisfied.
                              B) during the life of the owner.
                              C) until the property is sold.
                              D) until the lender assigns the mortgage.


                              4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

                              A) general warranty deed
                              B) trustee's deed
                              C) deed in trust
                              D) quitclaim deed


                              5. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

                              A) bundled services.
                              B) anti-kickback.
                              C) tied benefits.
                              D) required use.


                              Solutions:

                              Question # 1
                              Answer: A
                              Question # 2
                              Answer: A
                              Question # 3
                              Answer: A
                              Question # 4
                              Answer: A
                              Question # 5
                              Answer: D

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