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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following is NOT effective with a Quit Claim Deed?

A) Warranty of title.
B) Remove clouds on title.
C) Conveyance of title interest.
D) Stops grantor from asserting rights.

2. The commissioner may refuse to issue a license if the applicant

A) provided incorrect information on licensing application.
B) has allowed an insurance license to lapse.
C) is not a resident of Pennsylvania.
D) is 20-years of age.

3. Coverage under a loan policy remains effective

A) until the secured debt is satisfied.
B) during the life of the owner.
C) until the property is sold.
D) until the lender assigns the mortgage.

4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) general warranty deed
B) trustee's deed
C) deed in trust
D) quitclaim deed

5. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) bundled services.
B) anti-kickback.
C) tied benefits.
D) required use.

Solutions: