The exam room is short; the career after it is long. ValidVCE prepares you for both — 157 practice questions for the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam that test the same knowledge the job will ask for later.
Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Overview:
| Certification Vendor: | Oklahoma Insurance Department (OID) |
|---|---|
| Exam Name: | Oklahoma Life, Accident and Health or Sickness Producer Examination |
| Exam Number: | OK-LAH Producer Exam |
| Exam Duration: | 120-150 |
| Exam Price: | $60–$80 USD (varies by PSI testing fee schedule) |
| Real Exam Qty: | 100-150 (varies by form; includes scored and pretest items) |
| Available Languages: | English |
| Exam Format: | Computer-based testing, Multiple-choice, Proctored exam (PSI testing center or approved remote format) |
| Related Certifications: | Annuities Training (State-required, if applicable) Accident and Health Insurance Producer Life Insurance Producer |
| Passing Score: | 70% |
| Certificate Validity Period: | 2 years (renewable per Oklahoma licensing requirements) |
| Recommended Training: | ExamFX Insurance Prelicensing Training Kaplan Financial Insurance Licensing Courses |
| Exam Registration: | PSI Insurance Exam Registration (Oklahoma) Oklahoma Insurance Department Licensing Portal |
| Sample Questions: |  |
| Exam Way: | Computer-based exam administered via PSI testing centers (and/or approved remote proctoring where available) |
| Pre Condition: | Typically 40 hours of state-approved prelicensing education (Life 20 hours + Accident & Health 20 hours) |
| Official Syllabus URL: | https://www.oid.ok.gov/insurance/producer-licensing/ |
Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: State Insurance Regulations (Oklahoma) | - Unfair trade practices and ethics - Oklahoma Insurance Code and regulations - Producer licensing requirements and conduct |
| Topic 2: Accident and Health Insurance | - Health insurance policy types - Medical expense coverage concepts - Disability income insurance |
| Topic 3: General Insurance Principles | - Risk management and insurance concepts - Insurable interest and underwriting basics |
| Topic 4: Life Insurance Concepts | - Beneficiaries and settlements - Types of life insurance policies - Policy provisions, riders, and options |
| Topic 5: Annuities | - Fixed and variable annuities - Annuity payout options |
Ok-Life-Accident-and-Health-or-Sickness-Producer Exam FAQ and Honest Answers
Computer-based exam administered via PSI testing centers (and/or approved remote proctoring where available) Register for the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam through these official channels:
After booking, ValidVCE delivers your practice questions within 1 minute — preparation starts the same day.
ValidVCE issues a full refund if you take the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.
The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam requires 70% to pass, and registration costs $60–$80 USD (varies by PSI testing fee schedule). A failed attempt means paying the same fee again — a readiness check with the ValidVCE engines before booking is the cheaper option.
The official Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer outline defines 5 domains. The leading three are Life Insurance Concepts, Accident and Health Insurance, and Annuities. The full list is in the topics section above, and ValidVCE's 157 practice questions cover each one.
The Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam contains 100-150 (varies by form; includes scored and pretest items) to complete within 120-150. Timed simulation in the ValidVCE Desktop Test Engine teaches that rhythm before exam day does.
Typically 40 hours of state-approved prelicensing education (Life 20 hours + Accident & Health 20 hours) Since requirements change over time, confirm the latest on the official Insurance Licensing exam page before scheduling.
Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows that simulates the real exam with two practice modes and works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. All 157 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
The Ok-Life-Accident-and-Health-or-Sickness-Producer exam is a Insurance Licensing certification exam validating the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer syllabus shown above. It belongs to these credential paths: Life Insurance Producer, Accident and Health Insurance Producer, Annuities Training (State-required, if applicable). Earning it in 2026 demonstrates ability in a form employers recognize — and ValidVCE prepares candidates with 157 practice questions in PDF, Desktop Test Engine, and Online Test Engine formats.
Insurance Licensing recommends these training resources for the Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer exam:
Follow the training with steady self-testing — the 157 practice questions from ValidVCE help you apply theory and fill any gaps the training leaves.
Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:
Under the Standard Nonforfeiture Law, any cash value accumulation MUST be made available to the policyowner if the policyowner
- A. becomes disabled.
- B. stops paying the premium.
- C. is not notified within 60 days of the contractual changes.
- D. files for bankruptcy.
Correct Answer: B 🗳️
Explanation: Only visible for ValidVCE members. You can sign-up / login (it's free).
How many days does the insured have to notify the insurer to add a newly-born child to continue coverage?
- A. 30 days.
- B. 21 days.
- C. 31 days.
- D. 14 days.
Correct Answer: C 🗳️
Explanation: Only visible for ValidVCE members. You can sign-up / login (it's free).
A fraternal benefit society is characterized by all of the following EXCEPT
- A. without capital stock.
- B. conducted solely for the benefit of its members.
- C. incorporated.
- D. for profit.
Correct Answer: D 🗳️
Explanation: Only visible for ValidVCE members. You can sign-up / login (it's free).
The type of annuity in which all payments cease upon the death of an annuitant is referred to as a
- A. finite annuity.
- B. terminal annuity.
- C. refund annuity.
- D. life annuity.
Correct Answer: D 🗳️
Explanation: Only visible for ValidVCE members. You can sign-up / login (it's free).
On an individual insurance application, which of the following signatures is NOT required?
- A. The producer.
- B. Insured if different from the applicant.
- C. The insurer.
- D. Applicant.
Correct Answer: C 🗳️
Explanation: Only visible for ValidVCE members. You can sign-up / login (it's free).
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