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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Which of the following items is least likely to be recorded?

A) bill of sale
B) mortgage lien
C) mechanic's lien
D) satisfaction of mortgage

2. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) the conveyance is void.
B) they are tenants in common.
C) they are tenants by the entirety.
D) they are joint tenants with rights of survivorship.

3. Which of the following is NOT effective with a Quit Claim Deed?

A) Warranty of title.
B) Remove clouds on title.
C) Conveyance of title interest.
D) Stops grantor from asserting rights.

4. To satisfy a mortgage of record, which of the following must be filed?

A) a payoff statement
B) a mortgage satisfaction
C) an original note
D) a certified copy of original mortgage

5. When a mortgagee's title insurance policy is issued and no owner's policy will be issued, a written waiver must be signed by the:

A) Seller
B) Mortgagee
C) Mortgagor
D) Title agent

Solutions: