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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A) the sharing of commissions with another qualified agent.
B) the revocation of an insurance license held in another state.
C) a felony criminal conviction.
D) a suspension from the National Association of Securities Dealers.

2. Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?

A) Nonforfeiture period.
B) Accumulation period.
C) Annuity period.
D) Payout period.

3. An agent's actions or deeds demonstrate what kind of authority?

A) apparent
B) express
C) inherent
D) delegated

4. Reinsurers are a specialized branch of the insurance industry because they

A) provide insurance to otherwise uninsurable individuals.
B) keep premiums low.
C) provide alternative means.
D) Insure insurers.

5. An exposure Is a condition or situation that presents the possibility of

A) peril.
B) hazard.
C) loss.
D) indemnity.

Solutions: